Joel focuses on delivering high impact, low disruption solutions that help consultants and their clients to solve complex cost containment problems, without disrupting the ecosphere already in place. Joel has significant experience in the healthcare industry, working with hospitals and health systems in the human capital management arena. His focus in the healthcare industry led him to the KeyArx team over a decade ago, and their combined expertise has proven invaluable for many clients. Joel began his career in the insurance industry with Sun Life Financial in 2005, supporting mid to large sized employers. His determination to deliver deeper insight regarding healthcare spend, and drive better health outcomes for patients is at the core of the Keyarx 360 Smarter Care solution. Joel lives in St. Augustine, FL with his wife Meredith and three children.