We provide a platform for our membership that stimulates understanding of and competence in advanced strategies, tools, and techniques. We want our members to be independent without being alone, be more relevant in their client’s eye, and be able to achieve more of what’s important in their personal and professional lives—without compromise.


Retirement Architecture™ is a special brand of Live.2.100, Inc., a New York based corporation. Retirement Architecture uses a proprietary "Blueprinting" retirement process to assist people in working more efficiently with their financial advisors, insurance professionals, tax professionals and estate planning attorneys.


Without careful planning you can easily lock yourself into a lifestyle that may prevent you from pursuing your retirement goals, or as we like to say, your Retirement Dreams. These blueprints enable our clients to better understand their accumulated retirement assets, enable them to check the progress on their current retirement plan, to identify potential risks from both market volatility and future taxation, and get a second opinion from an independent third-party professional.


Our program relies on Financial Professionals who believe Worst-Case Scenarios are possible, or even probable. The problem is not all financial professionals want to partake in this kind of discussion. Chances are if you brought our blueprint to your Advisor, he/she would probably question why you would want to waste your time on such a low-probability scenario. To help with this, we have enlisted financial professionals across the country who have agreed to "play along" with our Worst-Case Scenario. This exercise causes financial professionals to "think outside of the box", to develop defensive strategies and not so heavily focused on growth.


Retirement Architecture Blueprints and Worst Case Scenarios attempt to provide you the financial insight and disaster avoidance planning necessary to fulfill your retirement dreams. And allow you to take those retirement dreams trips you always desired while saving money.


Today, RA is helping fellow "Baby Boomers" prepare for their own blindside. One that could destroy their retirement dreams. They believe a massive financial disaster is in the makings and should it happen, baby boomers will not have the time to recover. Not wanting to be considered an alarmist, they feel the best way to help people is through awareness. With his construction background, the idea of using blueprints to expose what a financial “Worst-Case Scenario” would do to a retirement plan would be the best way to get the masses to make the worst-case scenario part of the retirement planning process. Today, more than 20,000 people a month are being introduce to their Worst-Case Scenario and how they can reduce their exposure should it come to fruition.


Everything we do starts with learning what is important to you.  Understanding your unique story is vital in the development of a financial plan with your best interests in mind. Our goal is to help you preserve and grow capital while minimizing volatility. By integrating alternative investments and various non-correlated investment strategies, we strive to create a more stable investment experience.


JGS Insurance was established in 1919 as an Independent Insurance Agency that is privately owned. The two principal owners, Kenneth Hager and Vincent Hager, represent in excess of 40 carriers both national and regional. JGS recognizes the complexities and demands of a comprehensive P&C Insurance program for their clients. We realize that very often cost is a decisive factor in determining your selection of an insurance carrier.


Momentum is a team of resources curated by one family which now serves and collaborates with other families and family offices. Momentum steps in where all aspects of planning converge – tax planning, asset protection, family office structure, family governance, risk management, philanthropy and efficient wealth transfer. Success for each family, including our own family office, is different; goals and objectives evolve over time. Momentum was built to accommodate each family on their journey at all stages of their life cycle. Our goal is simple: to perpetuate values, businesses, and wealth; to create and enhance legacies.


Harbor Life Brokerage combines a revolutionary online settlement auction platform with personalized service to provide a seamless way for buyers and sellers to exchange policies with complete transparency.


“Our clients receive the personal touch only a small firm can provide.” 
Rafel LLC is a disability insurance law firm representing people seeking short term and long term disability benefits and long term care. From her office in Florham Park, NJ, attorney Bonny Rafel helps individuals navigate through the difficult process of filing for disability with insurance companies, and fighting for their benefits when the claims are denied.


The Sierra Group, Ltd. is a unique firm which focuses on the needs of today’s High Net Worth Business Owner. The Sierra Group provides Zero Estate Tax Planning which is centered on the client’s vision, not a preset strategy. The Architects at the Sierra Group provide custom designed solutions to the client’s situation, a blueprint for the structures the client’s advisors will follow in constructing the client’s Estate Plan. As Business Owners, the Sierra Group’s clients have the added responsibility to deal with their business interest, this maybe the sale of their business to a third party or the passing of their business interest to the next generation. Both require the Sierra Group to design a custom strategy to eliminate Capital Gains or Gift Tax liabilities. Business Owners usually translate into high income clients, either on the corporate level or personal level, which seek out legitimate ways to reduce their Income Tax liabilities. The Sierra Group works with its clients on a proactive basis to reduce these taxes. Finally, in today's litigious society, the Sierra Group works in concert with the client’s legal counsel to design a structure which provides for maximum Asset Protection. 


360 Smarter Care enables better self-management, healthier decision making, with improved outcomes by providing a system of direct-delivered resources to insured employees in their moments of need, creating AI-driven personalized care plans that offer the ultimate mass scalability. Our proven science-based human behavior assistance provides motivation, activation, and support. This results in higher levels of adherence to the ‘doctor’s orders’ and more positive outcomes by better engaging and serving employees no matter the state of their health. Our interaction with your employees reduces preventable hospital and doctor office visits, absenteeism, all while improving productivity and reducing cost of care, on average 10% of the total healthcare spend.


Midentify provides real-time online segmenting without touching personally identifiable information (PII). This technology allows companies to enhance and optimize digital campaigns without privacy concerns. Founder, Rudy De La Garza, Jr., is a 20+ year veteran of digital marketing who led the organic and paid media efforts for from 2006-2013 and organic media for Quinstreet from 2013-2016. Midentify brings immediate results in yield and scale.